Attention homeowners: Real estate appraisal services for in Bradenton and Manatee County

The top 7 reasons FL homeowners use Norman Appraisal Services:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge Manatee county's assessment of your propertyworth
  3. Remove PMI to reduce your mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a FL divorce, where real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate in Manatee County or the state of FL

Do you own a house in or near Bradenton? Do you need help determining the price of your real estate?
Contact Norman Appraisal Services.

We at Norman Appraisal Services understand the unique needs of a consumer looking for appraisal services. Our regular business clients understand the appraisal process and the customary reporting formats. As our valued client, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Norman Appraisal Services, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value estimation than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping homeowners just like you delete unneeded PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if your house is not appreciating as much as other houses nearby. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal from Norman Appraisal Services is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Norman Appraisal Services can provide you with an expert appraisal that will help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for efficiency, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Norman Appraisal Services can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Norman Appraisal Services can help you with that. While typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.