Attention homeowners in Bradenton and Manatee County: Need an appraisal?

Check out the top 7 reasons FL homeowners use Norman Appraisal Services:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. To cut your monthly mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. If property needs to be divided because of a divorce
  7. Settle an estate in FL by determining the true market value of property in question

Need help deciding the value of your home in or near Bradenton, FL?
Contact Norman Appraisal Services.

At Norman Appraisal Services, we understand the particular needs of a consumer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. Being a regular homeowner that most likely doesn't see an appraisal every day,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Norman Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value report than yours.

Appraisals to cancel PMI

An attractive money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're veterans in helping clients just like you abolish unneeded and unwanted PMI insurance.

Challenging a property tax assessment

Lets say you live in a region that is going down -- your local tax assessor may have your house overvalued. This only means you are most likely paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Norman Appraisal Services is your chief weapon.

Was your HELOC recently frozen?

If your home is in or near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Norman Appraisal Services can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for accuracy? We can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Norman Appraisal Services can help you with that. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.